American Express True Cash Back Card

American Express True Cash Back Card

I'm Interested Back

Key features

Key features

1.5% Cashback on any purchase you make, anytime
First year fee waiver and 3% Cashback for the first 6 months up to $5000 spend
Eligible for use with Apple Pay
Book with American Express Cards and enjoy attractive offers on hotels and flight bookings with ZUJI Singapore: 12% savings at participating hotels, 2% rebate on all flight bookings

Cash back

Cash Back

Excellent

1.5% Cashback on any purchase you make, anytime
3% Cashback for the first 6 months up to $5000 spend
Enjoy first year fee waiver
Eligible for use with Apple Pay

Shopping

Shopping

Very Good

Supports All Spend

1.5% Cashback on any purchase you make, anytime
3% Cashback for the first 6 months up to $5000 spend
Eligible for use with Apple Pay

Dining

Dining

Satisfactory

Exclusive Dining privileges with American Express Selects®

Exclusive Dining privileges all around the world, all year round with American Express Selects®
1.5% Cashback on any purchase you make, anytime
3% Cashback for the first 6 months up to $5000 spend
Eligible for use with Apple Pay

Terms

Terms and conditions

Interest Rate & Late Payment Fees
Annual Principal Fee	$171
Supplementary Annual Fee	85.6
Fee Waiver	1 year fee waiver for Principal card, perpetual fee waiver for first 2 supplementary cards
Interest Free Period	22 days
Annual Interest Rate	25.90%
Late Payment Fees	S$60
Minimum Monthly Repayment	3% or S$50, whichever is higher
Foreign Currency Transaction Fee	2.50%
Foreign Check Fee	N.A.
Cash Advance Transaction Fee	5%
Overlimit Fee	N.A.

Eligibility
Singaporean Minimum Income	$30,000
Non-Singaporean Minimum Income	$60,000

Other
Card Association	American Express
Wireless Payment	Apple Pay, Samsung Pay, Google Pay