5% Cash Back per S$1 spent with your Citi card on Apple Pay
This Cash Back excludes Petrol, Groceries, and Dining merchants
Additional Cash Back for this promotion is capped at S$25 per statement month
Valid till 31 Jul 2018
Get S$120 Cashback
Cash back awarded in denominations of S$20 with minimum spend of S$200 each month
Valid for applicants who do not have an existing Citi Credit Card account
Key features
8% cash back awarded on Dining, Grab Rides, Petrol & Groceries daily. Cash back awarded is capped at S$25 per category, per month.
5% Cash Back per S$1 spent with your Citi Card on ApplePay, excluding Petrol, Groceries, and Dining merchants, capped at S$25/statement month, valid till 31 Jul 2018
Up to 20.88% savings at Esso and Shell, and 8% Cash Back at other petrol stations
Enjoy 8% cash back with a minimum total retail spend of S$888 per statement month.
For retail spend less than S$888, 0.25% cash back awarded for all categories of spend. No cash back cap
For all other retail spend categories, 0.25% cash back is awarded. No cash back cap on these categories
Cash Back
Excellent
8% cash back at food & beverage outlets, supermarkets, food & groceries delivery (including Deliveroo, honestbee, RedMart) and Grab rides globally
5% Cash Back per S$1 spent with your Citi Card on ApplePay, excluding Petrol, Groceries, and Dining merchants, capped at S$25/statement month, valid till 31 Jul 2018
Up to 20.88% at Esso and Shell, and 8% Cash Back at other petrol stations
Total minimum retail spend of S$888/statement month, 8% cash back capped at S$25 per category (Dining, Grab rides valid till 30 June 2018, Groceries, Petrol).
For retail spend less than S$888 and/or other retail spends, 0.25% cash back is awarded, no cap on 0.25% cash back earned
Petrol
Excellent
Best for: Petrol transactions at Esso & Shell
Up to 20.88% discount at Esso Stations: 5% Esso site discount + 5% Smiles card discount + 4% Citi Card discount + 8% Citi Cash Back Card cash back* (applies after Esso discount)
Up to 20.88% discount at Shell stations: 5% Shell site discount + 5% Shell Escape discount + 4% Citi Card discount + 8% Citi Cash Back Card cash back* (applies after Shell discount)
*Additional 8% cash back on petrol worldwide applies with a minimum retail spend of S$888/statement month on the Citi Cash Back Card, 8% cash back capped at S$25 per category (Dining, Grab rides valid till 6 Apr 2018, Groceries, Petrol). For retail spend less than S$888 and/or other retail spends, 0.25% cash back is awarded, no cap on 0.25% cash back earned
8% cash back also applicable for food & groceries delivery (including Deliveroo, honestbee, RedMart)
Exclusive dining deals with Citi Gourmet Pleasures at top restaurants such as Kuro Restaurant & Bar, Skyve Wine Bistro and more
Total minimum retail spend of S$888/statement month, 8% cash back capped at S$25 per category (Dining, Grab rides valid till 6 Apr 2018, Groceries, Petrol).
For retail spend less than S$888 and/or other retail spends, 0.25% cash back is awarded, no cap on 0.25% cash back earned
Terms and conditions
Interest Rate & Late Payment Fees
Annual Principal Fee
$193
Supplementary Annual Fee
96.3
Fee Waiver
First year fee waived for Principal and two (2) Supplementary cards
Interest Free Period
25 days
Annual Interest Rate
26.90%
Late Payment Fees
S$100
Minimum Monthly Repayment
1% or S$50, whichever is higher
Foreign Currency Transaction Fee
2.80%
Foreign Check Fee
N.A.
Cash Advance Transaction Fee
6% or $15, whichever is higher
Overlimit Fee
$40
Eligibility
Singaporean Minimum Income
$30,000
Non-Singaporean Minimum Income
$42,000
Other
Card Association
MasterCard, Visa
Wireless Payment
Visa payWave, MasterCard PayPass, Samsung Pay, Citi Pay
I'm Interested
