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Bankguru | Compare Credit Cards, Loans, Insurance & Fixed Deposit Rates in Singapore
DBS Personal Loan
Promotions
Get up to S$1,000 processing fee waiver
- Apply and receive approval for a loan with a minimum amount of S$30,000
- Must be in a single application or same-day combined applications on both DBS Cashline and Credit Card
- Applicants are entitled to only one redemption throughout promotion period
- Valid till 30 Jun 2018
|
Get S$120 NTUC Vouchers
- Apply and receive approval for a loan with a minimum amount of S$3,000 in a single application
- For new to DBS/POSB Credit Card and/or Cashline account only
- Valid till 30 Jun 2018
|
Key Features
- For a limited time only, get lower fixed interest rates from 3.88%
- Get immediate cash to your DBS/POSB deposit account
- Get up to 10X of your monthly salary if your annual income is S$120,000 and above
|
Repayment Summary
Principal Loan Amount
|
$200,000
|
Interest Rate (per annum)
|
3.88%
|
Monthly Instalments
|
$6,202
|
Total Amount Payable
|
$223,280
|
Total Interest Payable
|
$23,280
|
Approval Duration
|
immediate within banking hours
|
Eligibility
Citizenship Status
|
singaporean
|
Age Requirement
|
age 21 - 65 years old
|
Employment Status
|
Employed, Self-employed and Commission earner
|
Minimum Annual Income
|
$20,000
|
Fees & Charges
Late Payment Fee
|
S$100 for Credit Card PL; S$105 for Cashline PL
|
Partial Repayment Penalty
|
No partial repayment allowed
|
Full Repayment Penalty
|
S$150
|