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Promotions

Get up to S$1,000 processing fee waiver

Apply and receive approval for a loan with a minimum amount of S$30,000
Must be in a single application or same-day combined applications on both DBS Cashline and Credit Card
Applicants are entitled to only one redemption throughout promotion period
Valid till 30 Jun 2018

Get S$120 NTUC Vouchers

Apply and receive approval for a loan with a minimum amount of S$3,000 in a single application
For new to DBS/POSB Credit Card and/or Cashline account only
Valid till 30 Jun 2018

Key Features

For a limited time only, get lower fixed interest rates from 3.88%
Get immediate cash to your DBS/POSB deposit account
Get up to 10X of your monthly salary if your annual income is S$120,000 and above

Repayment Summary

Principal Loan Amount

$200,000

Loan Tenure

3 years

Interest Rate (per annum)

3.88%

Monthly Instalments

$6,202

Total Amount Payable

$223,280

Total Interest Payable

$23,280

Approval Duration

immediate within banking hours

Eligibility

Citizenship Status

singaporean

Age Requirement

age 21 - 65 years old

Employment Status

Employed, Self-employed and Commission earner

Minimum Annual Income

$20,000

Fees & Charges

Restructuring Fee

N.A

Late Payment Fee

S$100 for Credit Card PL; S$105 for Cashline PL

Partial Repayment Penalty

No partial repayment allowed

Full Repayment Penalty

S$150

DBS Personal Loan