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Promotions

Option 1: American Tourister Caravan 70cm TSA luggage (worth S$260)

Get an American Tourister Caravan 70cm TSA luggage (worth S$260) when you charge S$600 to your new card within a month of Card Account opening date
Valid for New Cardholders
Promotion valid from 1 Mar 2018 - 30 Jun 2018, applications must be approved by 15 Jul 2018

Option 2: S$100 Cash Back

Get S$100 Cash Back when you charge S$600 to your new card within a month of Card Account opening date, valid for New Cardholders
Existing Cardholders get S$50 Cash Back
Promotion valid from 1 Mar 2018 - 30 Jun 2018, applications must be approved by 15 Jul 2018

Key features

Up to 5% cash rebates on grocery and petrol, and up to 2% cash rebates on dining
5% cash rebate on Recurring Mobile/Cable TV/Internet Bill Payment
2 year Annual Fee waiver

Cash Back

Very Good

5% or 3% cash rebate on all grocery spend (with min. $800 or $400 spend/month for all three months in the quarter)
5% cash rebate on Recurring Mobile/Cable TV/Internet Bill Payment (with min. $400 spend/month for all three months in the quarter)
5% or 3% cash rebate at all Shell and Caltex stations (with min. $800 or $400 spend/month for all three months in the quarter)
2% or 1% cash rebate on dining (with min. $800 or $400 spend/month for all three months in the quarter)
S$60 cap per account per quarter

Petrol

Very Good

Up to 20.2% in savings at Shell and Caltex stations
16% instant discount Caltex stations (5% site discount + 9% HSBC card discount + 2% outdoor fuel payment discount)
16% instant discount at Shell stations (5% site discount + 5% Shell Escape discount + 6% HSBC card discount)
3% or 5% in cash rebates (min. spend $400 or $800/month respectively for all 3 months)

Grocery

Satisfactory

5% cash rebate on all grocery spend with min. S$800 spend/month for all 3 months in a calendar quarter
3% cash rebate on all grocery spend with min. S$400 spend/month for all 3 months in a calendar quarter
S$120 or S$60 cap per account per quarter depending on minimum spend tier

Dining

Satisfactory

2% cash rebates on all dining spend with min. S$800 spend/month for all 3 months in a calendar quarter
1% cash rebates on all dining spend with min. S$400 spend/month for all 3 months in a calendar quarter
$1 = 1 Rewards point
S$120 or S$60 cap per account per quarter depending on minimum spend tier

Terms and conditions

Interest Rate & Late Payment Fees
Annual Principal Fee	$193
Supplementary Annual Fee	0.0
Fee Waiver	2 years fee waiver, subsequent years waived with min. spend of $12,500 p.a.
Interest Free Period	20 days
Annual Interest Rate	25.90%
Late Payment Fees	S$55
Minimum Monthly Repayment	3% or S$50, whichever is higher
Foreign Currency Transaction Fee	2.50%
Foreign Check Fee	N.A.
Cash Advance Transaction Fee	6% or $15, whichever is higher
Overlimit Fee	$40

Eligibility
Singaporean Minimum Income	$30,000
Non-Singaporean Minimum Income	$40,000

HSBC Visa Platinum Credit Card