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HSBC's Personal Loan

HSBC's Personal Loan



Promotion
Promotions
As low as 3.7% p.a. interest rate, with $80k min. annual income
  • 3.7% p.a. (7% EIR p.a.) with min. $80k annual income for 3 or 4 year loan tenors
  • S$88 processing fee waiver
  • 1 minute approval in-principle
  • Apply online from 2 Apr 2018 - 30 Jun 2018, application must be approved by 31 Jul 2018
1 min approval in-principle + S$50 Cashback Online Exclusive
  • Enjoy S$50 cashback when you apply for your HSBC Personal Loan online
  • Apply online from 2 Apr 2018 - 30 Jun 2018, application must be approved by 31 Jul 2018
Key features
Key Features
  • As low as 3.7% p.a. interest rate, with $80k min. annual income
  • $50 Cashback (Online Exclusive) + Processing fee waiver (worth $88)
  • 1 min approval in-principle
Covered
Repayment Summary

Principal Loan Amount

$200,000

Loan Tenure

3 years

Interest Rate (per annum)

3.70%

Monthly Instalments

$6,172

Total Amount Payable

$222,200

Total Interest Payable

$22,200

Approval Duration

1 minute approval in principle

Others
Eligibility

Citizenship Status

singaporean

Age Requirement

21 - 65 years old

Employment Status

Salaried Employee

Minimum Annual Income

$80,000

Covered
Fees & Charges

Processing Fee

$88

Late Payment Fee

2.5% + prevailing interest on overdue amount

Partial Repayment Penalty

2.5% of redemption amount

Full Repayment Penalty

2.5% of redemption amount