OCBC 365 Credit Card

OCBC 365 Credit Card

I'm Interested Back

Key features

Key features

6% Cashback on Weekend Dining
Up to 23.8% Fuel Savings at selected petrol stations
3% Cashback on Weekday Dining, Overseas Dining, Online Shopping, Grocery and Recurring Telco Bills

Cash back

Cash Back

Excellent

3% Cashback on Weekday and Overseas Dining, Grocery and Recurring Telecommunications bills, and all Online spend
6% Cashback on Weekend Dining
Up to 23.8% Fuel Savings at selected petrol stations
Minimum spend of $600/month, $80 cap /month. For spend less than $600, a flat 0.3% cashback is awarded

Petrol

Petrol

Excellent

Up to 23.8% discount at Caltex and 18.3% at Esso, (14% onsite and OCBC 365 discount + 5% Cashback*)
5% Cashback at all other petrol stations
*Minimum spend of $600/month, $80 cap /month

Dining

Dining

Excellent

3% Cashback on Local Weekday Dining (Mondays to Fridays)
3% Cashback on Overseas Dining (Everyday)
6% Cashback on Local Weekend Dining (Sat and Sun)

Entertainment

Entertainment

Very Good

3% rebates on online spending with min. spend $600 in a month
0.3% on all other spend

Online shopping

Online Shopping

Satisfactory

3% rebates on online spending (travel, fashion, movie tickets, etc.) with min. spend $600 in a month

Grocery

Grocery

Satisfactory

3% Cashback on Grocery Shopping at all supermarkets islandwide

Terms

Terms and conditions

Interest Rate & Late Payment Fees
Annual Principal Fee	$193
Supplementary Annual Fee	96.3
Fee Waiver	2 years fee waiver for both Principal and Supplementary cards, subsequent years waived for Principal card with min. spend of $10,000 p.a.
Interest Free Period	23 days
Annual Interest Rate	25.92%
Late Payment Fees	S$100
Minimum Monthly Repayment	3% or S$50, whichever is higher
Foreign Currency Transaction Fee	2.80%
Foreign Check Fee	N.A.
Cash Advance Transaction Fee	6% or $15, whichever is higher
Overlimit Fee	N.A.

Eligibility
Singaporean Minimum Income	$30,000
Non-Singaporean Minimum Income	$45,000

Other
Card Association	Visa
Wireless Payment	Visa payWave, Apple Pay, Samsung Pay, Google Pay