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Bankguru | Compare Credit Cards, Loans, Insurance & Fixed Deposit Rates in Singapore
The American Express CapitaCard
Key features
- Earn 6X STAR$ at CapitaLand Malls; valid till 31 Mar 2018
- 3-hour complimentary parking across 15 CapitaLand Malls with min spend of S$1,200 per month
- First year fee waiver
- Eligible for use with Apple Pay
|
Rewards
- S$1 = 5 STAR$ on all spend
- S$1 = 10 STAR$ at CapitaLand Malls on eligible purchases
- All STAR$ earned are credited directly into your CAPITASTAR account, capped at S$1,200 per calendar month
- 5,000 STAR$ = S$5 CapitaVoucher / 10,000 STAR$ = S$10 CapitaVoucher / 50,000 STAR$ = S$50 CapitaVoucher
|
Shopping
Earn STAR$ on all spend, and bonus STAR$ at CapitaLand Malls |
- S$1 = 5 STAR$ on all spend
- S$1 = 15 STAR$ at CapitaLand Malls on eligible purchases
- All STAR$ earned are credited directly into your CAPITASTAR account, capped at S$1,200 per calendar month
- 5,000 STAR$ = S$5 CapitaVoucher / 10,000 STAR$ = S$10 CapitaVoucher / 50,000 STAR$ = S$50 CapitaVoucher
|
Grocery
Supports all Grocery stores and bonus STAR$ at Cold Storage, FairPrice, Giant & Market Place in CapitaLand Malls |
- S$1 = 5 STAR$ on all spend
- S$1 = 10 STAR$ at CapitaLand Malls on eligible purchases
- All STAR$ earned are credited directly into your CAPITASTAR account, capped at S$1,200 per calendar month
- 5,000 STAR$ = S$5 CapitaVoucher / 10,000 STAR$ = S$10 CapitaVoucher / 50,000 STAR$ = S$50 CapitaVoucher
|
Dining
Earn STAR$ on all spend, and bonus STAR$ at CapitaLand Malls |
- S$1 = 5 STAR$ on all spend
- S$1 = 10 STAR$ at CapitaLand Malls on eligible purchases
- All STAR$ earned are credited directly into your CAPITASTAR account, capped at S$1,200 per calendar month
- 5,000 STAR$ = S$5 CapitaVoucher / 10,000 STAR$ = S$10 CapitaVoucher / 50,000 STAR$ = S$50 CapitaVoucher
|
Terms and conditions
Interest Rate & Late Payment Fees |
Annual Principal Fee
|
$171 |
Supplementary Annual Fee
|
85.6 |
Fee Waiver
|
1 year fee waiver and perpetual fee waiver for first 2 Supplementary cards |
Interest Free Period
|
22 days |
Annual Interest Rate
|
25.90% |
Late Payment Fees
|
$60 |
Minimum Monthly Repayment
|
3% or $50, whichever is higher |
Foreign Currency Transaction Fee
|
2.50% |
Foreign Check Fee
|
N.A. |
Cash Advance Transaction Fee
|
5% |
Overlimit Fee
|
N.A. |
Eligibility |
Singaporean Minimum Income
|
$30,000 |
Non-Singaporean Minimum Income
|
$60,000 |
Other |
Card Association
|
American Express |
Wireless Payment
|
Apple Pay, Samsung Pay, Google Pay |